• Barrier to entry: builders’ first challenge is to work through a glut,Tyler Williams

    Barrier to entry: builders’ first challenge is to work through a glut

    For builders, particularly in the Sun Belt, the challenge from the get-go in 2026 will be to work through surplus entry-level inventory. As monthly-payment affordability pressures from high mortgage rates and home prices plague first-time buyers, solving this supply imbalance will only occur gradual

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  • Single-file credit proposal reignites debate over savings vs risks,Flávia Furlan Nunes

    Single-file credit proposal reignites debate over savings vs risks

    A proposal to replace the longstanding tri-merge credit report with a single-file model has reignited debate over borrower costs and systemic risk, placing trade associations on opposing sides. Supporters argue a single pull would encourage more predictive credit data and reduce systemwide costs wit

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  • NEXA Lending CEO Mike Kortas explains why he’s buying shell companies,Sarah Wolak

    NEXA Lending CEO Mike Kortas explains why he’s buying shell companies

    NEXA Lending CEO Mike Kortas is in the process of acquiring several shell companies to build joint ventures, he said in an exclusive interview with HousingWire on Monday. “They are for multiple JVs with large teams, agencies, builders and strategic partnerships,” Kortas said without providing detail

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